The Risk Retention Reporter will issue twelve final issues to fulfill subscriptions with the final issue being the January 2025 edition of the Risk Retention Reporter. I will not be sending out any additional subscription renewals. I have now been at the Risk Retention Reporter for eleven years and it is time for me to move on to the next phase of my career. I am thankful for the support of the industry, both when I started back in early 2013 for the knowledge imparted, and for the continued support of the subscribers of the Risk Retention Reporter. I am working on some themed issues for the coming year that look back on some of the major developments in the industry over the past decade and forward-looking articles on where the industry may go next. If you have any topics that you as a subscriber feel should be explored, or would like to submit an article for publication, don’t hesitate to reach out.